
What is
With over four decades of industry expertise and strategic reach, Finloc enables equipment acquisition, growth, and mobility through flexible and fast financing solutions tailored to transport businesses’ real-world needs.
What do we finance?

Asset‑based lendingAsset‑based lending including express and vendor leases, lease lines of credit, equipment loans, capital leases, FMV leases, and sale‑leasebacks.

Trailer financing servicesTrailer financing services for trucking companies and logistics operators, including split-TRAC, FMV, and capital leases.

Inventory financingInventory financing (floor‑plan financing) for equipment dealers to scale purchasing capacity.
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Project financingProject financing to help businesses leverage existing assets to fund acquisitions or fleet expansion
How does it work?
1
Easy online credit application
Beginning with an easy online credit application, clients typically receive a financing decision within a few hours (under $250 000) or up to 24 hours for larger amounts.
2
Defining the terms
After approval, Finloc assists in defining terms—fixed or variable rates, customizable payment schedules, seasonal skips, step-up/step-down options—and executes the documentation swiftly.
3
Funds distribution
Funds are disbursed directly to customers or vendors, enabling immediate equipment acquisition. This efficient process ensures minimal downtime so businesses can stay focused on operations and growth.
Why it makes sense to work with us
- Partnering with Finloc means benefiting from speed, flexibility, and industry expertise. The team averages over 45 years of experience in equipment finance. Applications are processed quickly—typically within 24 hours—so you don’t lose time.
- Flexible terms let you tailor payment schedules (weekly, monthly, seasonal “payment vacations”), lease structures, and exit options to match your business needs.
- Whether you’re expanding your fleet, smoothing cash flow, or optimizing asset use, Finloc offers personalized financing that keeps your equipment—and business rolling
