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PHONE HOTLINE: 418 227-8384E-MAIL: info@finloc.com
Contact us
PHONE HOTLINE: 418 227-8384E-MAIL: info@finloc.com
en
fr
Contact us
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What is Finloc 2000

With over four decades of industry expertise and strategic reach, Finloc enables equipment acquisition, growth, and mobility through flexible and fast financing solutions tailored to transport businesses’ real-world needs.

Submit your credit application here

What do we finance?

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Asset‑based lendingAsset‑based lending including express and vendor leases, lease lines of credit, equipment loans, capital leases, FMV leases, and sale‑leasebacks.
two white dry van outside in a snowy yard, on a sunny winter day
Trailer financing servicesTrailer financing services for trucking companies and logistics operators, including split-TRAC, FMV, and capital leases.
a man wearing a blue vest holding a tablet, in a snowy trailer yard
Inventory financingInventory financing (floor‑plan financing) for equipment dealers to scale purchasing capacity.
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Project financingProject financing to help businesses leverage existing assets to fund acquisitions or fleet expansion

How does it work?

1
Easy online credit application
Beginning with an easy online credit application, clients typically receive a financing decision within a few hours (under $250 000) or up to 24 hours for larger amounts.
2
Defining the terms
After approval, Finloc assists in defining terms—fixed or variable rates, customizable payment schedules, seasonal skips, step-up/step-down options—and executes the documentation swiftly.
3
Funds distribution
Funds are disbursed directly to customers or vendors, enabling immediate equipment acquisition. This efficient process ensures minimal downtime so businesses can stay focused on operations and growth.

Why it makes sense to work with us

  • Partnering with Finloc means benefiting from speed, flexibility, and industry expertise. The team averages over 45 years of experience in equipment finance. Applications are processed quickly—typically within 24 hours—so you don’t lose time.
  • Flexible terms let you tailor payment schedules (weekly, monthly, seasonal “payment vacations”), lease structures, and exit options to match your business needs.
  • Whether you’re expanding your fleet, smoothing cash flow, or optimizing asset use, Finloc offers personalized financing that keeps your equipment—and business rolling

Equipment Financing FAQ

Frequently Asked Questions About Finloc 2000

 

What types of financing does Finloc 2000 offer?

Finloc 2000 offers asset-based lending (express and vendor leases, lease lines of credit, equipment loans, capital leases, FMV leases and sale-leasebacks), trailer financing, inventory (floor-plan) financing for equipment dealers, and project financing that lets businesses leverage existing assets to fund acquisitions or fleet expansion.
Who can apply for financing?

Our solutions are built for transport businesses: trucking companies, logistics operators, owner-operators and equipment dealers. Whether you are adding your first unit or expanding a large fleet, we tailor the financing to your real-world needs.
What trailer financing options are available?

For trucking companies and logistics operators, we offer split-TRAC leases, fair market value (FMV) leases and capital leases. Our team will help you choose the structure that best fits your cash flow and plans for the equipment.
How do I apply, and how quickly will I get a decision?

Start by completing our online credit application. Most clients receive a decision within a few hours for requests under $250,000, and within 24 hours for larger amounts.
Can I customize my payment schedule?

Yes. You can choose fixed or variable rates and weekly or monthly payments. Seasonal skips ("payment vacations") and step-up or step-down structures are also available to match your business cycle.
What happens after my application is approved?

We work with you to define the terms, then execute the documentation quickly. Funds are disbursed directly to you or to your vendor, so you can acquire your equipment right away with minimal downtime.
Why choose Finloc 2000 over a traditional lender?

Our team averages over 45 years of experience in equipment finance and understands the transport industry. You get fast decisions, flexible terms and exit options, and personalized financing designed to keep your equipment and your business rolling.
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